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Vincent F. Palagiano has served as the Chairman of the Board and Chief Executive Officer of the Company since its formation in 1995 and of the Bank since 1989. He has served as a Trustee or Director of the Bank since 1978. In addition Mr. Palagiano has served on the Boards of Directors of the Institutional Investors Capital Appreciation Fund since 1996 the Boy Scouts of America Brooklyn Division since 1999 and The Community Banker's Association of New York from 2001 to 2005. Mr. Palagiano joined the Bank in 1970 as an appraiser and has also served as President of both the Company and the Bank and as Executive Vice President Chief Operating Officer and Chief Lending Officer of the Bank. Prior to 1970 Mr. Palagiano served in the real estate and mortgage departments at other financial institutions and title companies. | 