Meeting the challenge of a tough market is difficult in any business. Experience, great determination and expertise are essential. Tzvi Ratner-Stauber Senior Loan Consultant at United Pacific Mortgage is an individual who has passed the test.

A veteran of Real Estate finance, Tzvi has the kind of experience that counts in the world of Real Estate. He has become very much in tune with local conditions. Intelligence and a strong work ethic are the essential elements of his success as a loan agent.



"Being very smart, talented or unique in some way can get you out in front of the competition. Hard work, honesty, and service are what keep you there. I approach each client as an individual and don't assume or take for granted that someone else is going to do my job. Taking full responsibility for my work is what has helped me to gain my clients’ confidence and keep it."

Whether you are purchasing a home or refinancing, United Pacific Mortgage has the people with the knowledge and experience you need. Your real property transactions involve the most important financial decisions you make for yourself. A good loan consultant can guide you through the maze & assist you in making the right choices.

In addition to his resolve to provide his borrowers with the best loan programs and pricing, and his honest approach to business, Tzvi has the ability to draw people in and win them over as fast friends and loyal clients. "Being a team player is a big part of success. When working with a Realtor, client or borrower, I want that person to know that we all share a common goal and that I'll do more than my share to make things happen. I keep your interest in mind!"

Tzvi graduated from New York University with honors, and majored in sports management. After finishing school he worked in real estate management which his family has been doing in Los Angeles since 1920. Then he worked for TWC, which is a major sports agency.

Tzvi is also married in Los Angeles to his wife Stephanie and has a baby girl Sophia.