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Tom W. Smith Founder and Director of Marketing Mr. Smith has more than 40 years of sales and management experience. He has worked in sales as the representative in the trenches as well as head of the departments in which his responsibilities included creating, training, and managing national sales teams. Products of his experience include insurance, real estate, and advertising/marketing. He worked as the General Manager of Provident One and RTG Inc., where his primary focus centered on acquiring merchant accounts for credit / debit card processing and ATM deployments. Through these experiences, he noticed the absence of a payment card for the Students to use. Thinking from the processing side he also could see the schools needed an economical way to get paid for lunches, activities, books, and a myriad of things school related. The Allowance Card for kids was the ideal product. | 