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Steve Apesos Executive Vice President/Managing Director – 20+ years of experience in marketing and business development for financial payment systems. The first 15 years of his career was focused on marketing communications at a top five public relations agency in New York City with Visa Worldwide and their Olympic sponsorship. He later joined MasterCard International where he helped launch such popular cobranded credit card programs as the AT&T Universal Card, The GM Card and the GE Rewards Card. He also helped direct MasterCard’s sponsorship of the PGA Tour, World Cup Soccer NASCAR and the NHL. He joined First USA/Bank One as senior vice president of cobrand development and helped the bank launch cobrand programs with AOL, BJ’s Warehouse and The Disney Card. He rejoins Utix after one year as vice president, business development for GE Money. | 