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Stephen A. Serfass is a partner who serves as chair of the firm's Life Insurance and Annuities Practice Group who concentrates his practice on issues related to long term care insurance and environmental insurance, as well as commercial litigation. Steve also has significant experience resolving privacy and security compliance issues related to health and financial information about individuals.
Insurance. Steve's insurance industry practice includes representation of domestic and international insurance companies in business, claims and coverage litigation. He also has experience representing managing general agents in a variety of contexts. Steve also represents insurers and MGAs on issues involved in the secondary market for life insurance.
Long Term Care Insurance
Steve's practice is substantially focused long-term care insurance issues. He is the leader of Drinker Biddle’s LTCI Team. He represents insurers with respect to regulatory compliance issues, policy drafting and litigation. Steve has assisted long term care insurers in resolving complicated issues related to premium rate increases, care provider licensing and many other coverage issues. He is actively involved in the Compliance Track of the Society of Actuaries’ Long Term Care Insurance Section.
Environmental Insurance
Steve previously spent more than two years as an in-house attorney at an insurance company where he managed environmental and professional liability claims and coverage issues. During this period, Steve authored several articles concerning the proactive handling of Brownfields and underground storage tank liability exposures that appeared in industry publications. Now Steve regularly represents environmental contractors and developers in negotiating fixed price remediation contracts, environmental liability transfer agreements and the placement of related cost cap/remediation stop loss and pollution liability insurance policies. Steve represents insurers and insureds with respect to environmental claims and coverage issues.
Privacy. Steve represents insurers, managing general agents, employers and the business associates of such organizations in all facets of information privacy and security compliance, as well as in the defense of information privacy and security related claims and coverage matters. Among other things, in connection with the Gramm-Leach-Bliley Act, the Health Insurance Portability and Accountability Act and other laws, he has assisted clients by developing and implementing privacy and security compliance plans. For several clients, Steve is a go-to resource for counsel on information privacy and security matters on a daily basis.
In General. Steve is a graduate of The Pennsylvania State University, where he received a bachelor's degree in administration of justice in 1991. In 1996, he received his J.D. from Rutgers University School of Law, where he served as articles editor for the Rutgers Law Review. Steve also served as the president of the law school student body.
Steve is a member of local, state and national bar associations, and is active in the National Association of Insurance Commissioners. He is married, has four young children and practices out of Drinker Biddle's Berwyn office. | 