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Born on March 15 1946. Accounting Technician. He started his career in Banco Indústria e Comércio de Santa Catarina S.A. in 1961. In May 1968 with the incorporation of Banco Indústria e Comércio de Santa Catarina S.A. he joined the staff of Bradesco. He held all positions of the hierarchical scale of a bank. In March 1986 he was elected as Regional Director in July 1995 as Department Director and in July 1999 as Executive Vice President position currently held. He also participates in the Administration of other Companies of Bradesco Organization. He is Managing Directos and Member of the Managing Body of Fundação Bradesco and Managing Director and Member of the Board of Directors of the Foundation Institute for Digestive System and Nutrition Diseases (FIMADEN). He was Director of Banco BCN S.A. from December 1997 to November 1998. He also assumed the position of Executive Vice President and stayed in office until July 1999. He was Vice Chairman of the Brazilian Association of Housing Loan and Savings Entities (ABECIP) from November 1999 to March 2002 when he assumed the position of Effective Member of the Decision Making Council which position he held until November 2003. | 