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Mr. Gaines is the founder of Southwest Guaranty, established in 1995 to fund nonconforming commercial loans in the Houston metropolitan area. Previously, he was a Manager of wholesale lending for the Houston offices of Norwest Mortgage and Independence One Mortgage Corp., respectively. Prior to moving to Houston, Mr. Gaines was Vice President of Sprint Mortgage Bankers Corp. and developed real estate in the Northeast with The Gaines Organization in Hartford, Connecticut.
Mr. Gaines earned an economics and finance degree from the University of Hartford. He also attended the Real Estate Institute at New York University. | 