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Robert R. Spears Jr. has served as our Executive Vice President Director of Residential Mortgage Investments since July 2006. Prior thereto Mr. Spears served as our Senior Vice President-Asset and Liability Management. From April 1994 to February 1999 he served as our Vice President-Asset and Liability Management. Mr. Spears was employed by NationsBanc Mortgage Corporation from 1990 to April 1994 last serving as Vice President-Secondary Marketing Manager. | 