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Robert M. Smith Jr. 55 has served as Executive Vice President of the Company and Delphi Capital Management Inc. (DCM) since November 1999 and as a Director of the Company since January 1995. He has also served as the Chief Investment Officer of Reliance Standard Life Insurance Company (RSLIC) and First Reliance Standard Life Insurance Company (FRSLIC) since April 2001. From July 1994 to November 1999 he served as Vice President of the Company and DCM. Mr. Smith also serves as a Director of the Company’s principal subsidiaries. | 