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Richard is of counsel to our Litigation Department. Richard’s primary areas of practice include mortgage banking and financial service litigation. A seasoned litigator, Richard represents investors, lenders and mortgage bankers in Federal and State actions concerning allegations of predatory lending, violations of Fair Lending Laws, the Economic Opportunity Act (ECOA), RESPA, Truth in Lending and the Home Owner’s Equity Protection (HOEPA). Richard represents lenders and brokers before the New York State Banking Department and litigates state consumer protection laws and mortgage banker/broker issues, with an emphasis on the exercise of mortgage puts by investor/noteholders.
Richard represents various lenders in the pursuit of insurance matters involving allocation and recovery. He counsels and litigates on behalf of lenders victimized by homesaver foreclosure schemes and he defends clients in a wide range of enforcement actions, including audits and actions by Government Sponsored Enterprises and Federal and State agencies for indemnification, penalties and licensing suspensions. Richard frequently lectures on mortgage and lending issues.
Richard earned his law degree from Pace University School of Law, and is admitted to the Bars of the States of New York and Florida. | 