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Mr. Wilcox was appointed as a director of the Company in January 2003. Mr. Wilcox has been in the insurance industry for almost 40 years. In 1963 Mr. Wilcox began an insurance agency that eventually developed into a thriving business generating $10 million in annual revenue. In 1991 Mr. Wilcox sold his agency to Hilb Rogal and Hamilton Company (HRH) of Fort Lauderdale for which he retained the position of President through 1998. In 1998 HRH of Fort Lauderdale merged with Poe and Brown of Fort Lauderdale and Mr. Wilcox served as the Vice President. Mr. Wilcox retired in 1999. | 