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Prior to joining Livingstone, Ray was Managing Director and Head of Multinational Corporates within the Corporate, Investment Banking and Markets Division of HSBC. His career there spanned almost 40 years during which time he was also a member of their pan-European management committee and European Head for the Pharma & Chem and Industrial businesses. As well as many contacts and a vast knowledge of the UK and European corporate markets Ray also brings a wealth of experience of debt arranging and transactional banking. | 