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Patrick Culhane is a pioneer of modern customer analytics, having led the development, distribution and marketing of Fair Isaac's industry standard credit bureau scores. In over 15 years with Fair, Isaac and Company, he developed and managed successful relationships with clients, technology firms, and distribution partners in the U.S. and around the world. As head of the Financial Services Unit for Fair, Isaac, Culhane managed a worldwide staff of over 600 and had P&L responsibility for the core FI business unit worldwide -growing revenue and earnings in excess of 20% annual rate over 4 years. The founder and Principal of The Culhane Company, LLC Culhane currently provides consumer analytics advisory services to a leading U.S. financial services company. He also serves on corporate, non-profit and advisory Boards. Culhane holds a M.S. in Statistics from Stanford University and a B.S. from the University of California where he was Phi Beta Kappa. | 