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Pamela M. Cyr became President and Chief Executive Officer of the Company and of the Bank in March 2005. She was appointed to the Board of Directors at the same time. She was previously the Executive Vice President and Chief Risk Officer/Chief Financial Officer of Susquehanna Patriot Bank, a post she had held since January 2004. Prior to that, she was Senior Vice President and Chief Financial Officer of Thistle Group Holdings, Co. and its subsidiary Roxborough-Manayunk Bank until its merger into Citizens Financial Group, Inc. in January 2004. She joined Thistle in September 1998 as Director of Investor Relations. Ms. Cyr is a certified public accountant and also held positions as Controller of Commerce Capital Markets from 1995 to 1998 and Manager in the financial services group at Deloitte & Touche LLP. | 