With almost 30 years of marketing experience in a variety of industries and companies, Nancy has expertise in all facets of consumer and business marketing. She has contributed to the development and growth of small start-up companies and large corporations, including Charles Schwab, the American Heart Association, McCaw Cellular Communications/AT&T Wireless Services, and Sterling HSA. Nancy has been with Sterling HSA since its inception. Prior to joining Sterling, Nancy founded and managed a marketing consulting business where she provided strategic and tactical marketing program design, development and launch management services for clients including Microsoft, Western Wireless, and Extend America (a Nextel alliance).