Milton H. Cross brings to Spector Gadon & Rosen over 30 years of valuable hands-on experience in the areas of corporate, business, real estate and financial transactions. Mr. Cross has represented sellers and buyers of businesses and real estate to successful conclusions in large and small, private and public transactions. Mr. Cross has worked with sellers and buyers of real estate and businesses to obtain investment bankers and lenders to successfully complete acquisitions. He represents numerous companies in their day-to-day legal requirements. He has counseled emerging companies in their securities and corporate financing needs. Mr. Cross has represented buyers, lenders and borrowers in connection with commercial loans, secured and unsecured, from $1,000,000 to $100,000,000, including loan agreements and ancillary documents, such as letters of credit, escrow agreements, guaranty agreements and construction development agreements. He has advised banks and borrowers on document preparation, lending requirements and practices and federal, state and local governmental financing sources, such as Pennsylvania Industrial Development Authority, Delaware River Port Authority, New Jersey Economic Development Authority, and Philadelphia Industrial Development Corporation. He represents lenders and borrowers in taxable and tax-free financing transactions. Mr. Cross has written many published articles on business, real estate, financial and banking-related matters, and has regularly written articles titled "Recent Developments" for clients and professionals. He is a member of the Corporation, Banking and Business Law Committees of the Philadelphia, Pennsylvania, and American Bar Associations, and the Loan Practices Subcommittee of the Real Estate Section of the American Bar Association. Mr. Cross has been awarded an AV Peer Review Rating by Martindale-Hubbell. The AV Peer Review Rating identifies a lawyer with a very high to preeminent legal ability. He is listed in Who's Who in American Law for 1995-2008 and has been named a Pennsylvania Super Lawyer in 2005, 2006, 2007 and 2008. Mr. Cross received a J.D. from Villanova University Law School and a B.S. in finance from the University of San Francisco.