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Michael J. Jeffery was appointed chief executive officer in February 2007 and served as chief operating officer from April 2006. He has served on our board of directors since June 2003. Mr. Jeffery was the treasurer and head of the markets division for the western hemisphere and a member of the senior executive committee of Standard Chartered Bank from 1994 until 2001. Prior to his service at Standard Chartered Bank, Mr. Jeffery held senior executive financial and board of directors positions with Nikko Bank, Scandinavian Bank Group, and Finacorp SA New York. He has extensive, global experience in business and financial management, trading, sales, and administration, including past service on the board of directors of Banque Scandinave en Suisse, the Private Capital Group, Banco Scandinavian Sul America, and Scandinavian Pacific Limited. | 