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Mark Tonnesen became President, Chief Executive Officer and a Director of the Company on September 14, 2005. He has more than 20 years of experience in the financial services and banking industry. In 1997, Mr. Tonnesen joined the Royal Bank of Canada, Toronto, where he held a number of positions, including Vice Chairman and Chief Financial Officer, RBC Insurance and Executive Vice President, Card Services and Point of Sale. Mr. Tonnesen worked at Banc One Corporation, Columbus, Ohio, from 1987 to 1997, where he served in a variety of senior positions. | 