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A newly appointed director of the Bank and of the Corporation. Mr. Wells is a licensed physical therapist and has been owner and Chief Executive Officer of Alliance Rehab, Inc., d/b/a Moultrie Physical Therapy & Rehabilitation since January 2004. Previously, he was employed from 1999 to March 2003 and was managing partner from April 2003 to December 2003 by Moultrie Physical Therapy & Rehabilitation. Also, Mr. Wells is Chief Executive Officer of POINT, Inc., (Prevention of Occupational & Industrial Trauma) since 1998. Mr. Wells is standing for election as Director of the Company for the first time at the Corporation's 2007 Annual Meeting. | 