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Mr. Caceres has over 19 years of sales management experience in retail banking and investment services. He joined Sandy Spring in 1999 to develop a retail sales culture and was promoted to Executive Vice President in 2002. As the manager for the Personal Banking & Investment Management Group, Mr. Caceres oversees the retail branch network, call center, investment sales, investment management and fiduciary services, and consumer and mortgage loan production. In addition, he oversees Sandy Spring's asset management subsidiary West Financial Services. A graduate of the University of Maryland, he holds a BA in Economics and an MA from American University. Mr. Caceres is on the board of the regional chapter of the ALS Association and is Chairman of the Board of St. John's Episcopal school in Olney, Maryland. | 