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Louis J. Lombardo has served as an independent Director of Alfa since July 1, 2005. Mr. Lombardo holds an MBA degree from NY University. For 35 years Mr. Lombardo was employed by American Express Company, recently retiring as Executive Vice-President - Travel Related Services. In this capacity he led an organization
of worldwide operating centers employing over 14,000 people and managed a $1.3 billion operating budget and a $600 million capital budget. His responsibilities included controlling International Risk Management and Global Fraud as well as customer service for Cardmembers and Merchants. Presently, Mr. Lombardo runs his own consulting company and owns and operates two privately held businesses. | 