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Jim has been in the financial services industry for almost 20 years, having graduated from Christopher Newport University in 1988 with a B.S. in Business Administration and concentration in Finance. Over the years he has built a loyal following of real estate agents and clients who trust him to give them the best service and products available in the industry today. Jim can offer you all types of mortgage loans, including Conventional, VA and FHA loans. A large number of my clients are 1st time homebuyers and we have excellent programs for them. Additionally, Jim offer’s stated income and no-documentation type mortgages as well as My Community loans for Teachers, Firemen, Policemen and Nurses. His lovely wife’s name is Lynn and they have three terrific kids, Jordan, Meredith and Wyatt. His interests include any | 