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Howard B. Montgomery, Jr., age 58, is President, Chief Executive Officer and a director of Marco Community Bank and is President of MCBI. He was President and a Director of Pelican National Bank, and a Director of Pelican Financial, Inc., Naples, Florida, from August 2004 until February 2006. From November 2000 until joining Pelican Financial, he was Chief Operating Officer of CA-TEL Telecommunications, Inc., a regional telecommunications contractor with additional activities in real estate infrastructure construction. From February 2000, he was managing director of a specialized financial services consulting practice specializing in finance and investment banking activities, strategic planning and technology integration, which has no current activities. From November 2000 to June 2002, Mr. Montgomery served as Managing Director, HASCO Finance, Inc./HASCO Services, a specialized asset based lender in Europe. From July 1997 to February 2000, he worked as President, CEO and Director of The Bank of Asheville, a de novo community bank based in Asheville, North Carolina. Mr. Montgomery has over 30 years experience in the financial services industry, including regulatory responsibilities, executive management, large and small institution expansions and development. He holds undergraduate and graduate degrees in Business Administration and Real Estate from the University of Georgia and has been recognized for his contributions to numerous educational efforts on behalf of the banking industry. | 