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Fernando Cloppet joined Santander BanCorp as Executive Vice President of Commercial Banking as of January 2006. Previously, since August 1987, Mr. Cloppet had served as Director of the Branch Network-Commercial Banking and Substitute Board Director for the Banco Rio de la Plata, S.A. in Buenos Aires, Argentina. He was in charge of a staff of 2,700 in 205 branches, including 10 Regional Managers, 1 Commercial Accounts Manager, 1 Commercial accounts Sales Manager and 205 Branch Managers. Mr. Cloppet was an undergraduate in Champagnat in San Miguel, Argentina and has post graduate studies in the Directive Development Program of the IAE and the Leading Learning Communities Program; both programs affiliated to the Massachussets Institute of Technology (MIT). Within Banco Rio de la Plata, Mr. Cloppet held various management positions, including the coordination of contract promoters, telemarketing, and commercial promoters. He was responsible for the launching of many major projects and both commercial and personal accounts and products. | 