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Eugene E. McGowan became one of our directors in January 2003. Since 2001, Mr. McGowan has been the President and Chief Executive Officer of The McGowan Group which provides consulting in the areas of strategic planning, business development, sales, training and marketing. In 1985, he joined Piper Jaffray, Inc. and in 1999 was promoted to Chief Operating Officer of Individual Investor Services with US Bancorp Piper Jaffray where he directed the day-to-day activities of over one hundred branch offices. Mr. McGowan has a business relationship with Granite Partners such that he may be deemed to be the indirect beneficial owner of the securities held by such entity. For more information regarding Mr. McGowan’s relationship with Granite Partners, please review Security Ownership of Certain Beneficial Owners and Management and Certain Relationships and Related Transactions. | 