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Edward L. Terry age 61 was appointed to our board of directors in March 2006. Mr. Terry has over 30 years of experience in the real estate and financial services industries. He is Chairman of Madison Mortgage Corporation and an owner of numerous real estate developments and building corporations. Since 1981 he has been the Founder and Chairman of Sunshine Mortgage Corporation an Atlanta Georgia based residential mortgage banking company with over 24 years of operations. Since 1973 he has been the Chief Executive Officer of a development group that constructs single family houses in Georgia North Carolina South Carolina and Florida. From 1971 to 1973 he served as a mortgage loan officer with IDS Mortgage Corporation located in Atlanta Georgia. From 1967 to 1970 he served as a Lieutenant in the United States Navy. Mr. Terry holds a degree in Real Estate and Finance from the University of Alabama. | 