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Ms. Ballard joined MBS in September 1998 as a Customer Support Representative, after more than 15 years as a Mortgage Loan Processor for several mortgage lenders in the Washington, DC area. In 2006 Debby expanded her area of responsibility to become a member of the Investor Relations Team, and has been very involved with evaluating the variety of new niche products coming into the mortgage market, working to make them available for ProClose clients. Debby graduated with a BA Degree in French Studies from Kirkland College, following a year of study in Paris with the Hamilton College Junior Year in France program. This experience inspired a love of travel, which is exceeded only by her passion for animals. She is a past volunteer with the Animal Welfare League of Arlington, VA and continues to support various local animal welfare organizations | 