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Mr. Gilbert has held executive management positions in a broad range of financial services companies, including start-ups and mature businesses. Most recently, he served as chairman and chief executive officer of ERisk, a provider of enterprise risk management solutions, including consulting services and software products. Earlier in his career, Mr. Gilbert served as chairman of the board of California Federal Bank, where he led a comprehensive reorganization, successful turnaround initiative and sale of the company to First Nationwide Bank. He has held faculty appointments at Harvard University, the Wharton School of Finance and the City College of New York, and he has authored numerous publications on issues of risk management, banking and management information. | 