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David is a 16-year veteran in financial services, focused primarily on the card payments space where he has managed the development of several products and new business ventures. David is the co-author of two patents for secure internet payments technology and cryptography and has deep experience in payments processing platforms and technology. Previous positions in the payment space include Vice President Product Development-Universal Network Message for First Data Corporation which involved pioneering a new message infrastructure for FDC’s payments processing platforms, Director Product Management for NYCE Corporation where he successfully launched a payments processing JV in Canada for NYCE which boasts annual revenues of $20+ MM, and Manager Cash Management Product & Portfolio development for Bank One, Colorado, N.A., where he developed retail cash management products for the bank’s largest corporate clients. | 