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President of Oriental Mortgage and Executive Vice President, since 2004. Carlos Vélez has more than 20 years senior level experience in the retail and wholesale mortgage business, ranging from product development, software support, loan production, and sales into the secondary market.
Prior to joining Oriental, Mr. Vélez was with Equity Financial Services of San Juan, Puerto Rico, a mortgage banking company. From 2002 to 2004, he served as Executive Vice President of the parent company, and then President of the Equity Wholesale division. From 1989 to 2002, Mr. Vélez was with the Popular Mortgage division of Banco Popular de Puerto Rico of San Juan, Puerto Rico, where he served as Officer-Supervisor of Mortgage Centers, Vice President and Manager New Business, and then Senior Vice President and Secondary Market Manager.
Mr. Vélez graduated from the Mortgage Banking School, completing all the courses related to a Masters Degree in Finance, and has a BA in Economics and Management from Interamerican University of San Juan. He is a board member of the Mortgage Banking School, and a founder and member of the Parliamentary Procedure Institute, both of Puerto Rico. | 