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Carl O. Sherman co-founded our company and has served as Chief Executive Officer and a director since our inception in June 1999. Mr. Sherman has also been the Chief Executive Officer of Consumer Data Solutions Corp., a Dallas, Texas-based company engaged in consumer services, since 1993. He devotes 90% of his time to our affairs and 10% of his time to the affairs of CDS. Mr. Sherman was a Senior National Account Executive for Sprint Corporation from 1988 to 1993. He is married to Michelle R. Sherman. | 