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Brookland F. Davis joined the Company on January 1, 2003 as its President of American Hallmark Insurance Group, the Company’s Texas non-standard automobile insurance operations. Mr. Davis became the President of the Phoenix Indemnity Insurance Company, the Company’s New Mexico and Arizona non-standard auto operations, effective July 1, 2003. Mr. Davis had previously been employed by Bankers Insurance Group, where he began in 2001 as the Chief Accounting Officer and was ultimately promoted to President of their Texas managing general agency and head of their nationwide non-standard personal automobile operations. From 1998 to 2000, he served as Executive Vice President and Chief Financial Officer of Paragon Insurance Holdings, a multi-state personal lines managing general agency, which Mr. Davis co-founded. During 1997, Mr. Davis was a Senior Manager with KPMG Peat Marwick. From 1993 to 1997, he served as Vice President and Treasurer of Midland Financial Group. Mr. Davis began his professional career in 1986 in public accounting with first Coopers & Lybrand and later KPMG Peat Marwick, where he ended his tenure in 1992 as a Supervising Senior Tax Specialist. | 