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As Vice Chair and Chief Risk Officer, Bharat is responsible for the management of risk exposure within TDBFG's Risk Management, Audit, Legal and Compliance, and capital management businesses.
Bharat started his career at TDBFG in 1987 as a Commercial Lending Trainee where he rose to Account Manager, Commercial Accounts in 1988. He progressed through a number of positions and responsibilities before assuming the role of Vice President and Head, Corporate Banking Canada. In 1996, he was appointed Vice President and Country Head for India and then to Senior Vice President, Corporate Finance and Co-Head in Europe in 1997. In 1999, Bharat also served as Senior Vice President and Chief Executive Officer of TD Waterhouse Investor Services in Europe. Prior to his current position, Bharat was Executive Vice President, Risk Management, TDBFG.
Bharat obtained his Bachelor of Administration with Honours in 1978 and then his MBA in 1979 from York University's Schulich School of Business.
Bharat and his wife Shabnam make their home in Toronto. They have two children. | 