The group's principal activity is to provide property and casualty insurance to individuals and small to medium sized business in the northeastern United States. The group operates through its wholly owned subsidiary merchants insurance company. The group is licensed to underwrite major lines of property and casualty insurance. The products are marketed through approximately 485 independent agents. The commercial line of business is primarily retail and mercantile in nature and generally consists of small to medium sized, low hazard commercial risks. The personal line of business offers personal automobile and homeowners' insurance to preferred risk individuals.
