The group's principal activity is to provide a wide array of property and casualty insurance products to consumers, small and medium-sized businesses throughout New Jersey and Pennsylvania. The group operates in three segments: commercial lines insurance, personal lines insurance and investment function. The insurance products include homeowners, commercial multi-peril, other liability, personal automobile, workers compensation, fire and inland marine and commercial automobile coverages. The products are marketed through a network of over 300 independent producers in New Jersey and Pennsylvania. In 2003, the group acquired franklin holding company, inc.
