The group's principal activity is to provide commercial and retail banking services in the United States through its wholly owned subsidiary the farmers citizens bank. The deposits accepted include time, savings, money market and demand deposits accounts. The group offers commercial, industrial, agricultural, real estate and consumer instalment loans. The group also provides safe deposit box rental, automated teller machines and other services tailored to individual customers. The group operates through three of its branches. The customers of the group are primarily located in crawford, morrow and knox counties and the surrounding areas.
