The group's principal activity is to provide online brokerage, banking, lending and planning and advisory services to retail, corporate and institutional clients. The group operates in two segments: brokerage: provides services including automated order placement, execution of market and limit equity orders; streaming quotes; advanced trading platforms for active traders; personalized portfolio tracking; access to nearly 5,000 non-proprietary and proprietary mutual funds; futures; options trading; bond trading and proprietary bond funds; individual retirement accounts; college savings plan products; real-time market commentary and news and stock option plan administration products and services. Banking: provides consumer banking products and services. It provides FDIC-insured time deposit, savings and transactional products. Lending services include first and second mortgage, refinance of existing mortgage and home equity loan.