The group's principal activities are to provide banking services through four offices in wellsville, Ohio which are primarily light industrial areas. The group attracts deposits from the general public and uses these deposits along with borrowings and other funds to originate mortgage loans and short-term consumer loans. The group also invests in home equity, multi-family, commercial real estate, mortgage-backed securities, construction and land loans. The group is a holding company for central federal savings and loan association.
