Al has led the development and growth of M&O's Sales initiatives and Marketing Program. He brings to M&O clients more than 30 years of experience in the Financial Securities Industry with previous senior and executive committee positions with Fiserv Securities Inc., National Financial, a Fidelity Investments Company, and The Sequor Group, a Security Pacific Company. Al and his wife Nancy live in Cape May, NJ. Al enjoys; reading, golf, cooking and most of all his family.